←Meridian home

Meridian Wealth Management

Portfolio · investments · goals · meridianwealthmanagement.in
Currency
You're offline — your data is safe. Live rates will refresh when you reconnect.

Year overview

Salary & income (YTD)
—
 
Expenses (YTD)
—
 
Avg. expense ratio
—
 
Net saved (YTD)
—
 
Net worth (assets − debt)

Net worth — month over month

 
Recorded from Investments → Value history

Monthly cashflow —

● Salary   ● Expenses   ● Net

Spending by necessity (full year)

Top categories (full year)

Category × Month — heat map

Click any cell to view entries

Credit card payments — full year

Expenses

Total spent
—
 
Baseline
—
Sum of active categories
Categories over budget
0
 

Credit cards & loans

Total outstanding
—
Due this month
—
 
Paid this month
—
 

Investments

Net worth (Assets − Debt)
—
₹0
Cost basis
—
Where recorded
Unrealized P/L
—
—
Monthly SIP total
—
₹0

NAV History

● Net worth ● = manual snapshot   ○ = auto snapshot

Breakdown by asset type

Holdings

Value history Track each holding month by month

How this works: Enter each holding's current value in the holdings table above. Then click ＋ Record this month's values to lock those figures into a dated column below. Do this once a month and you'll build a month-over-month history. You can also click any cell below to type a value directly.

Goals

Insights

Analysis window

Savings rate health check

How much of your income you keep after spending — one of the strongest predictors of reaching your goals.

Subscription & auto-debit leak detector

Recurring payments add up quietly. Mark a category as a subscription (edit it under Baseline & categories) and it appears here with its yearly cost.

Lifestyle inflation tracker

When income rises, how much gets absorbed by higher spending versus turned into savings.

Store analytics

Period
Stores tracked
—
with named transactions
Total spend (period)
—
Top store
—

Spend by store

Baseline & categories

Total baseline
—
 
Categories
0
Across all necessity types

Settings

Salary entries —

Data management

All data lives in your browser's IndexedDB, so it survives page reloads but is specific to this device + browser. Export a JSON backup regularly; the app is designed so you can re-import on another device or back up before experimenting.

Bulk import holdings (CSV)

Paste or upload a CSV to add multiple holdings at once. Existing holdings are matched by name and updated; new names are added. Required headers: name. Optional: goal,assetType,currency,units,pricePerUnit,valueAtCost,nav,amfiCode,folio,sipMonthly,startDate.

About

Meridian Wealth Management. A complete client portfolio & finance tracker — annual dashboard, expense baselines, credit cards, investments with units & transactions log, AMFI live NAV refresh, goal tracking and XIRR. Data lives privately in your browser; use Export/Import to move between devices. © Meridian Wealth Management.

Add expenses

Add multiple entries — same category, different dates / amounts.
Total this batch —

Scan receipts

Upload one or more receipts — items are read, categorized, and converted to your reporting currency.
⎙
Drop receipts here or click to browse
JPG, PNG or PDF · multiple files supported
Mock mode — using sample data (no API calls, free to test).

Review & confirm

Edit categories, amounts or dates before saving. Nothing is recorded until you confirm.

Import statement

Upload a bank or credit-card statement — transactions are read, split into spending, income and refunds, and categorized.
▤
Drop a statement here or click to browse
PDF, CSV, JPG or PNG · one statement at a time works best
Mock mode — using sample data (no API calls, free to test).

Review statement

Spending, income and refunds are separated below. Edit categories, amounts or dates. Flagged possible-duplicates are excluded until you tick them. Nothing saves until you confirm.

Add category

Add card

The outstanding balance is recorded per month via the Payment button, since it changes each month. The credit limit stays constant across months.

Payment

The balance owed on this card for ${'this month'} — varies month to month, so it's recorded here, not on the card.

Add holding

 
Tracking Mode
Choose how you'll track this holding's value.
Use this for properties, FDs, savings accounts, ULIPs, or anything you'd rather not track at unit level.
Value = Units × NAV. Set AMFI code to enable auto-refresh of NAV from amfiindia.com.
Entries (optional)
Add multiple entries under this holding (e.g. multiple lots, contributions, or sub-accounts). When entries exist, this holding's totals are the sum of its entries. Leave empty to track as a single entry using the fields above.

Transactions

 
Add new transaction
Enter any 2 of [Units, NAV, Amount] — the third auto-fills. Click 📥 to fetch the NAV from AMFI for the selected date (requires AMFI scheme code).
 

Find scheme by name

Searches AMFI's daily NAV file. Type at least 3 characters.

Add goal

Set your goal target in your reporting currency.

Rename store

Rename to an existing store's name to merge them together.

Change reporting currency

Choose your currency

Pick the currency you want to see your budget and portfolio in. You can change it anytime from the top bar.

Currency conversion

Optionally show a second currency alongside your reporting currency.
1 USD =
Click ↻ Live to pull the current market rate automatically, or type it in. This is display-only — your data stays in each holding's own currency. Live rates refresh automatically when the app is hosted online (not when opened as a local file).

Print / Save as PDF

Choose which pages to include. Settings is never printed.

Add salary entry

A new version is ready
Meridian Wealth Management  ·  meridianwealthmanagement.in  ·  Confidential